On May 19, 2022, Round Top State Bank will be replacing Popmoney® with Zelle®!

Scheduled or recurring Popmoney payments will be shifted over to Zelle® with the following exceptions:

Any scheduled Popmoney payments over the designated Zelle limit will be cancelled due to a change in limits.
Any scheduled Popmoney payments using the Charitable Giving option will be cancelled. 


Home Folks with Interest


  • $1,000.00 minimum to open account
  • $1,000.00 minimum daily balance required to avoid a service charge
  • A Monthly AD&D Insurance Fee will be charged each statement cycle for accidental death/dismemberment insurance regardless of account status.
  • Monthly service charge of $5.00 if the balance falls below $1,000.00 on any day during the monthly statement cycle.



$10,000.00 Policy


$20,000.00 Policy


$30,000.00 Policy


The insurance portion of this account is: not a deposit, not FDIC insured, not insured by any federal governmental agency, not insured by the Bank.


The information on the account does not constitute a full account disclosure.  For more information please contact a New Accounts Representative.


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Interest Rate & Annual Percentage Yield information see Investment Products

The Daily Balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day.

If you close your account before the Interest is credited, you will receive the accrued Interest up to, but not including, date of closure.

Your Interest Rate and Annual Percentage Yield may change. At our discretion, we may change the Interest Rate on your account at any time.