ATTENTION: We have added some additional phone numbers to better serve you and these numbers are listed on our website. If you receive a call from the bank that is unfamiliar to you, you can verify the number on our Locations & Hours page. 

Home Folks with Interest


  • $1,000.00 minimum to open account
  • $1,000.00 minimum daily balance required to avoid a service charge
  • A Monthly AD&D Insurance Fee will be charged each statement cycle for accidental death/dismemberment insurance regardless of account status.
  • Monthly service charge of $5.00 if the balance falls below $1,000.00 on any day during the monthly statement cycle.



$10,000.00 Policy


$20,000.00 Policy


$30,000.00 Policy


The insurance portion of this account is: not a deposit, not FDIC insured, not insured by any federal governmental agency, not insured by the Bank.


The information on the account does not constitute a full account disclosure.  For more information please contact a New Accounts Representative.


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Interest Rate & Annual Percentage Yield information see Investment Products

The Daily Balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day.

If you close your account before the Interest is credited, you will receive the accrued Interest up to, but not including, date of closure.

Your Interest Rate and Annual Percentage Yield may change. At our discretion, we may change the Interest Rate on your account at any time.